Steel his 18 candles, a striking step that is accompanied by its share of new products. Among them: the right to open a bank account alone and manage your money yourself. When choosing a bank on his current account, the young adult finds himself faced with a multitude of proposals from establishments. Various, these offers are to be studied according to its profile, needs, priorities.
Keep your parents’ bank
What could be easier than staying in the family bank? This is in any case the option favored by 18-30 year olds: according to the ” Survey of young people’s expectations in the bank and financial services “, Directed by the sectoral research firm Xerfi and published on January 7, around eight out of ten young people choose the bank of their parents. As a rule, these are traditional brands-they all offer offers for young adults, often 18-25 year olds.
These promotional prices range from 1 to 4 euros per month for basic formulas – the negotiation of these prices is commonplace in certain banks. They generally include just a deposit account and a card. Some establishments offer bonuses for the opening of a first account (currently 80 euros, for example, for Société Générale, BNP Paribas and Banque Populaire) or for obtaining the baccalaureate (up to 160 euros for a very well mentioned mention in the CIC).
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