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13 October 2022 at 10:03 Finanstilsynet: Borrowers have high debt in relation to income – This year’s survey shows that a significant proportion of new mortgages are taken out by borrowers who have a high total debt in relation to income, and who at the same time have weak serviceability or a mortgage that constitutes a high proportion of the home’s value, says Finanstilsynet director Per Mathis Kongsrud in a press release. On Thursday, the Finanstilsynet will present the Mortgage Loan Survey for 2022. Kongsrud says borrowers with high debt and weak serviceability may be particularly exposed to debt problems when interest rates rise, housing prices fall and if incomes disappear. Borrowers who took out a new mortgage in 2022 had a total debt of 347 per cent of gross annual income. It is about the same as last year, according to Finanstilsynet. 13 October 2022 at 10:03 Finanstilsynet: Borrowers have high debt in relation to income – This year’s survey shows that a significant proportion of new mortgages are taken out by borrowers who have a high total debt in relation to income, and who at the same time have weak serviceability or a mortgage that constitutes […]<\/p>\n","protected":false},"author":1,"featured_media":17075,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[8282,3057,170,4927,82,16,8283],"class_list":["post-17189","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","tag-borrowers","tag-debt","tag-high","tag-income","tag-latest","tag-news","tag-relation"],"_links":{"self":[{"href":"https:\/\/teknomers.com\/en\/wp-json\/wp\/v2\/posts\/17189","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/teknomers.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/teknomers.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/teknomers.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/teknomers.com\/en\/wp-json\/wp\/v2\/comments?post=17189"}],"version-history":[{"count":0,"href":"https:\/\/teknomers.com\/en\/wp-json\/wp\/v2\/posts\/17189\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/teknomers.com\/en\/wp-json\/wp\/v2\/media\/17075"}],"wp:attachment":[{"href":"https:\/\/teknomers.com\/en\/wp-json\/wp\/v2\/media?parent=17189"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/teknomers.com\/en\/wp-json\/wp\/v2\/categories?post=17189"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/teknomers.com\/en\/wp-json\/wp\/v2\/tags?post=17189"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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