“I have plans to do something here, but I’m still a little unsure. Iver Bjørnsgaard walks up the stairs in his own brand new house.” 54 square meters over two floors. The price is NOK 1.8 million with a deposit of NOK 780,000. – It is very nice and practical. And big, actually. Bigger than I thought it would be. For the 25-year-old, this is the entrance ticket to the house dream. – It has always been a dream to get started – to see what it’s like to have a house. NEW MOVE IN: He has bought his own brand new house. Iver Bjørnsgaard is glad he got the chance to start the residential space at a young age. Photo: Alexander Nordby / news Sold in 50 minutes Those who have moved into neighboring houses around Bjørnsgaard are also young adults. – I think it’s great that we young people get the opportunity to buy mini houses. We get an opportunity to actually enter the housing market, he says. GOBB: Gjøvik og Omegn Boligbyggelag (GOBB) will build 16 mini houses at Prøvenlia in Raufoss. All of these are sold. Photo: Alexander Nordby / news GOBB: Gjøvik og Omegn Boligbyggelag (GOBB) will build 16 mini houses at Prøvenlia in Raufoss. All of these are sold. Photo: Alexander Nordby / news GOBB: Gjøvik og Omegn Boligbyggelag (GOBB) will build 16 mini houses at Prøvenlia in Raufoss. All of these are sold. Photo: Alexander Nordby / news Six newly developed mini houses are ready in the housing estate at Raufoss. Ten more are on the way. – We sold the first six in 50 minutes. We sold the next ten within 14 days, so it went like that, says Tom Søgård, managing director of Gjøvik and omland bustadbyggjelag. He thinks we will see a new trend of more young people buying their own homes – by living on fewer square meters. – The prices on the market have fallen a bit. Young people especially struggle to enter the housing market. We thought we would try to get something done with that, he says. INVEST IN YOUNG PEOPLE: – We have many young members. That’s why we invented the GOBB house together with a manufacturer who operated with a mini-house concept, says Tom Søgård. Photo: Alexander Nordby / news A big need The number of first-time home buyers in Norway fell in the first quarter of 2022, for the first time since 2017. This is according to a report that Samfunnskonoskomnis analysis has prepared for Ambita and the Norwegian Estate Agents Association. – In recent years, many young people have struggled to get into the housing market due to high prices and strict lending rules, says Bård Folke Fredriksen, managing director of the National Association of Norwegian Housing Associations. APPLAUSES THE PROJECT: – The number of square meters may not be the most important in the first years. But when you have a partner and children, the need also becomes greater. But then you must have started somewhere, says Fredriksen. Photo: NBBL Fredriksen believes that smaller houses are the solution for young people who struggle to enter the housing market. – There is a need for far more plots ready for construction, so that housing can be quickly built when needed. We need innovation that looks at whether it is possible to do the same thing cheaper, and thus make housing available to more people. 54 KVM: The house contains a kitchen/living room, two bedrooms, bathroom, utility room and a roof terrace. The picture shows the 1st floor. Illustration: GOBB Fredriksen believes the project at Raufoss is unique. – This is a very exciting project, because it tries to build homes significantly cheaper per square metre. It is necessary, he says. GRATEFUL: – I think it’s great that we young people get the opportunity, says Bjørnsgaard. Photo: Alexander Nordby / news Sandmæl: – Save early Silje Sandmæl is a consumer economist at DNB and is known from the TV program “I lomma på Silje”. She has several pieces of advice for young people trying to get into the housing market. ADVICE: DNB’s consumer economist Silje Sandmæl has four pieces of advice for young people who are going to buy a home. Photo: Stig Fiksdal / DnB Start saving early and take advantage of the savings opportunities: – It is important to start saving for housing early, because the banks are required to require a full 15 percent equity in order to grant housing loans. Create BSU and start saving for housing as early as possible, she says. – We experience that several young first-time buyers may have unrealistic expectations of the home purchase. I think that it is important as a young first-time buyer not to dismiss the slightly “cheaper” houses that are not newly renovated or of a high standard. Also look at housing estates that are slightly outside the most popular areas, she advises. Get proof of financing, but be realistic: – It may be a good idea to lower the standard and rather bid on objects you have a realistic chance of winning. There is no reason to tempt yourself by going to viewings of objects you cannot afford, she says. Have a long-term perspective – Remember that there are expenses for both the broker and moving when you change homes. Previously, we used to say that you should own the home for at least three years before you can expect to make a profit. As the situation is now, you should rather think five to six years to be on the safe side, concludes Sandmæl. MINI HOUSES: Six newly developed mini houses are ready in the housing estate at Raufoss. Ten more are on the way. Photo: Alexander Nordby / news
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It was rescued to enter the market – news Innlandet – Local news, TV and radio
