Expenses in the event of illness or accident If you are traveling and become unexpectedly ill or exposed to an accident, the hospital stay can end up with an unpleasant bill. The travel insurance covers expenses from both doctor’s visits and hospital stays. If you have been approved in advance, you can also have transport home from abroad covered. Evacuation If the country you are traveling in is affected by a natural crisis, war or other disasters, and you have to evacuate, the insurance covers travel and accommodation to the nearest safe destination or to your place of residence in Norway. Extreme sports Are you going to defy your comfort zone this summer, to jump with a parachute? Or maybe you have plans to climb along high mountain walls? If you have the insurance in place, you can with a clear conscience continue with extreme sports knowing that the travel insurance covers damage costs. Expeditions or other trips that have a high risk may require that you have expedition insurance for the travel insurance to be valid. Control of pests after a trip abroad The insurance covers control of pests and harmful insects, for example bed bugs, cockroaches and cockroaches that you have brought home after a trip abroad. Psychological first aid in the event of a serious incident If you are unlucky and have an acute psychological crisis as a result of being robbed, assaulted or a serious accident on your journey, the insurance covers expenses for psychological first aid. ID theft The insurance covers costs should you be exposed to ID thieves who use your identity to create loans and customer relationships in your name. Trip cancellation Have you booked a holiday trip, but have to cancel the trip due to acute or unexpected illness, accident or death. The insurance then covers what you cannot claim back from the travel organizer or carrier. Theft or damage to luggage and belongings If your personal belongings are stolen or damaged on the trip, the travel insurance covers up to NOK 40,000 per item. Delayed baggage In the case of delayed baggage on departure, you receive reasonable and necessary expenses for the purchase or hire of clothing, toiletries or other travel items. Expenses for travel and accommodation in the event of delays If you are late for the departure of the means of transport you are traveling with, reasonable and necessary expenses for obtaining the itinerary and any accommodation are covered Compensation for lost holiday days You will be paid compensation for lost holiday days during a hospital stay or if you, after prior approval, must cancel the holiday and return home earlier than planned. Accident insurance on assets The insurance covers accidental damage worldwide. Should you e.g. drop your mobile phone or camera on the ground, or spill coffee on your PC when you are travelling, the insurance covers the damage with up to NOK 40,000 per item. Deductible for damage to the rental car and other means of transport on holiday The insurance also replaces the deductible that you as the tenant must pay, according to the rental contract, if you damage the rental car, motorhome, motorcycle, bicycle, or lose the key. The cover applies to holiday trips with at least one overnight stay. Compensation for rental car, event and hotel in case of delay If you arrive at least 1.5 hours late to the agreed pick-up time for a pre-paid rental car or motorcycle, the canceled rental agreement is replaced with up to NOK 10,000. Cancellation due to canceled public event When a pre-paid public event or tourist service is canceled or moved to a time outside your fixed travel period, the insurance covers pre-paid travel costs that you cannot claim back when canceling the trip. An example of such a case of a canceled public event could be a football match, concert or course. Source: IF Forsikring
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Insurance companies find it disturbing that many young people do not have travel insurance – news Innlandet – Local news, TV and radio
