– 17,000 kroner a month? It’s quite loud. Sunniva Alm Kristiansen and Bettina Enger have just been presented how much it costs to live alone and be a student a month. Private economist Elisabeth Landsverk thinks many young people are surprised at what it actually costs to live for themselves. She works for Sparebank 1 Østlandet, which has prepared the budget for what it costs to be a student. Then electricity and nightlife are not included. The budget is based on the Norwegian student organization’s layout, together with figures from Statistics Norway. There will be great differences from person to person, and from place to place of residence. Already started saving Almost 135,000 have applied for a study place this autumn. Many people move away from home for the first time and have to take greater responsibility for their own finances. Sunniva and Bettina have all started saving, even though it is one year until they finish high school. PREPARED: Selma Alm Kristiansen and Bettina Enger have begun with a few preparations for the upcoming student life. Photo: Aleksander N. Brevig / news They have also taken a look at rental prices in Oslo. – Then it is maybe 10,000 kroner a month for small dormitories. We get a student loan, not that it is that much, but hope it helps a little, says Alm Kristiansen. More young people should become more aware of their spending, the economist believes. She advises new students to set up a budget. – If you have a good overview of your income and expenses, then it is easier to see what you can do something with to have a slightly better everyday life, says Landsverk. Student support is not enough for everyone Scholarships and student loans help, but for many it is not enough to cover the monthly expenses. On average, a full-time student receives NOK 128,887 student support from Lånekassa. That amounts to NOK 11,717 a month. The support is paid out by receiving a higher amount at the start of the semester and somewhat less in the other months. Teacher students Pia, Lars, Nicolas and Jo Espen think 17,000 sounds like a lot. They study at Høgskolen i Innlandet in Hamar and estimate that they spend between 11,000 and 12,000 kroner a month each. But unlike Sparebanken’s budget, they live with someone. 7 out of 10 students work They still remember well how challenging it was to move away from home when they started studying. – Yes, I got a little backwards, really, says Jo Espen Dalmo. – I noticed when I moved from my mother that it became a little more expensive. There were some unexpected costs here and there. Among other things, I was going to have my own car, and then it became a little expensive, he says. Lars Noem thinks it is almost better to work one year, before you start studying. – Have some extra money to spend. If you do not have some money from before, you have to work a lot when you study, and it can be hard, he says. Students can earn 199,591 kroner without going beyond the student support. – This means that you can work quite a lot alongside your studies, says Hege Paulsen Bråtner, who is a senior communications consultant at Lånekassa. – Living with someone For a student, the cost of housing is the biggest expense. This amounts to over 40 per cent of the costs, according to figures from Statistics Norway. Elisabeth Landsverk has several tips for young people who are moving away from home and studying for the first time. – A collective or student dormitory is usually a lot cheaper than renting alone privately. In addition, it is usually more expensive the more centrally you live, and the higher the standard. Find out if you can live with a friend, she says. BUDGET: Elisabeth Landsverk at Sparebank 1 Østlandet believes that one of the first things one should do is set up a budget with her expected income and expenses. Photo: Aleksander N. Brevig / news Landsverk also strikes a blow for shopping second-hand and using a freezer – where you can save a lot on storing food. And if you have money left over at the end of the month – then it is wise to save, she encourages.
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– I got backwards – news Innlandet – Local news, TV and radio
