The students’ best saving tips – news Lifestyle – Tips, advice and insight

– Most students probably don’t have much to save, but if you manage to put a little aside every month, that’s good, says Marcus Tostrup Smith. He himself is not allowed to save anything now that he has taken a master’s in finance, but he saved when he took his bachelor’s degree. – Then I worked a bit on the side and was often left with a couple of thousand a month. I placed the money in a global index fund, which is smart if you have a long savings horizon, he believes. Go through what you usually spend money on each month and see if you can cut one of the habits. After a few months, you see if it is possible to cut something new. – I buy lunch at school when I have long days, because it can get a bit sad to always save every penny. But I think many students spend more money than necessary, Marcus Tostrup Smith (22). Photo: Caroline Utti / news Tips for saving in everyday life: Set up a budget and stick to it Take a packed lunch and water bottle to work or school Use special offers magazines or apps to plan food purchases and shop where it’s cheapest Have a microdraft on your account All you can see the tips in the video at the top 🫰🏾Can you save every month? 💎Yes, but the amount varies 🤑Yes, I have fixed savings 💳No, I only have exactly what I need 🙊No, but I save when I can 🙅I don’t want to save 💸I wish I saved, but the money just flies Show result The credit card trick – I like to think that if you can’t buy something now, you shouldn’t buy it on credit either, says the finance student. He himself uses a credit card for everything, but never puts anyone on the card that he can’t afford. – I have a Trumf visa which I use at Kiwi. You get 1 percent for being a Trumf member and 2 percent on everything if you have a Trumf visa. It is a doubling, Smith points out. Credit cards can therefore be good if you are financially sound enough to use them properly. Even if you live frugally, you may not have money to spare. – The most important thing is that you start saving as soon as you finish studying and have a job, says Marcus Tostrup Smith. Hi!🙋🏾‍♀️I write financial matters for young people. If you have tips for things I should do, it would be great if you sent me an e-mail! If you want to read more financial things, you can find the other things here. Hello! Welcome to dialogue at news. Since you are logged in to other news services, you do not have to log in again here, but we need your consent to our terms of use for online dialogue Published 11.09.2024, at 16.28



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